What is Medicare?

What is Medicare? Here is the Medicare Definition: Medicare is a health insurance program from the federal government that covers most people that are of the age of 65 or older. If you’re younger than 65, Medicare will cover your health care costs if you’re disabled or have End Stage Renal Disease. People covered by Medicare are called the beneficiaries of the medical insurance program. Medicare … [Read more...]

A Great Video to Help With Understanding Medicare

Are you new to Medicare? This is a great video to help you understand medicare and how it works. Understanding Medicare coverage choices can be tricky so its important to educate yourself and pick your coverage carefully. How you choose to get your benefits can affect your quality of care.  If you are about to become eligible for Medicare, or just became eligible for Medicare here is a great … [Read more...]

Medicare Help: How Do I Apply For Medicare?

There are Two Ways to Apply For Medicare Apply For Medicare At your Local Social Security Office Most people do not realize that there is not a “Medicare office” where they go to get their Medicare Insurance. This is sometimes a bit confusing because, to apply for your Medicare benefit you must visit your local Social Security office. Apply for Medicare Online You may also visit this link … [Read more...]

Medicare Advice: Do I Need Medicare Insurance?

If you’ve applied for Medicare Part A and B you’ve got Medicare Insurance.  But, you’ve still got a big gap that could create a financial hardship for you if you don’t cover that gap with additional insurance. Medicare covers 80% of your Medicare approved procedures, doctor visits, etc.  But you are still responsible for 20% of all charges. That 20% isn’t a big deal if you just have to see the … [Read more...]

Medicare and Health Insurance Options at Age 65

There are loads of health insurance options for people over age 65. Below we'll discuss each of them so you get a better understanding of what to look for and which type of plan might work best for you. Private Insurance Some people, over 65, have company sponsored group medical health insurance that carries over into retirement. These plans must be reviewed by a Professional Medicare Insurance … [Read more...]

Medicare Advantage: Changes Per Recent Healthcare Reform Bill

One issue that is of interest to senior citizens is how the bill affects the Medicare Advantage. Unless you have been hiding under a rock for the last couple of years, you probably already know that there have been some major changes in health care in this country. Mostly this has to do with the Healthcare Reform Bill that has recently passed through congress. Needless to say, there has been a … [Read more...]

Difference Between Medicaid and Medicare

One of the most common questions people have once they are introduced to this topic is in regards to the difference between Medicaid and Medicare. For many people, the recent health care debates have actually confused the issues more than they have cleared them up. The reason for this is that politicians, writers, and pundits on both sides of the aisle have very different opinions on health care … [Read more...]

Medicare 101: Medicare For Beginners

I think everyone could use a Medicare for beginners article. Especially after all the changes that have taken plan the last few years. If you are an American citizen or permanent resident, you are going to want to be familiar with the many benefits that are available to you. One of the greatest things about this country are all of the many services and benefits available to the citizens of this … [Read more...]

Medicare help: How To File A Medicare Claim

When filing a Medicare claim it has to be filed within one calendar year following the year that the services were provided for the claim. This means, one year after you have the treatment for the health condition, you have to file a claim before that calendar year is up. For example, if you have made a physician's visit on the month of March 2009, a Medicare claim can be filed before 31st … [Read more...]

Changing Residences Can Impact You With the Medicare Advantage Program

It is essential that anyone with the Medicare Advantage Program makes sure to document any move, temporary or permanent. The subject of Medicare for U.S. residents can be complicated at the best of times and with the changes recently made to the health-care laws, people may find themselves either paying more or even without coverage if they are not well informed. With the increasingly aging … [Read more...]